Current Loan Rates
| Term | Amort | High LTV | Low LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 4.64 | 4.59 | 75%/55% | 1.25/1.55 |
| 7 | 30 | 4.7 | 4.60 | 80%/55% | 1.25/1.55 |
| 10 | 30 | 4.74 | 4.71 | 80%/55% | 1.25/1.55 |
| 15 | 30 | 5.37 | 4.88 | 80%/55% | 1.25/1.55 |
| 30 | 30 | 5.63 | 5.19 | 80%/55% | 1.25/1.55 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 4.64 | 4.49 | 80%/55% | 1.25/1.55 |
| 7 | 30 | 4.71 | 4.6 | 80%/55% | 1.25/1.55 |
| 10 | 30 | 4.74 | 4.71 | 80%/55% | 1.25/1.55 |
| 15 | 30 | 5.32 | 5.22 | 80%/55% | 1.25/1.55 |
| 30 | 30 | 5.58 | 5.48 | 80%/55% | 1.25/1.55 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 4.59 | 4.54 | 80%/55% | 1.25/1.55 |
| 7 | 30 | 4.63 | 4.62 | 80%/55% | 1.25/1.55 |
| 10 | 30 | 4.74 | 4.71 | 80%/55% | 1.25/1.55 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 4.52 | 4.49 | 80%/55% | 1.25/1.55 |
| 7 | 30 | 4.65 | 4.60 | 80%/55% | 1.25/1.55 |
| 10 | 30 | 4.74 | 4.7 | 80%/55% | 1.25/1.55 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 5.44 | 83%/85% | 1.17 |
| 40 | 40 | Constr/Perm | 5.54 | 85% | 1.17 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 5.57 | 6.39 | 65%/70% | 1.3 |
| 7 | 30 | 5.65 | 6.5 | 65%/75% | 1.3 |
| 10 | 30 | 5.66 | 6.61 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 4.79 | 4.64 | 70%/75% | 1.25 |
| 7 | 25 | 4.8 | 4.75 | 70%/75% | 1.25 |
| 10 | 25 | 5.11 | 5.06 | 70%/75% | 1.25 |
| 15 | 25 | 5.48 | 5.38 | 70%/75% | 1.25 |
| 20 | 20 | 5.74 | 5.64 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0344 | ||||
| 7-year UST | 0.0355 | ||||
| 10-year UST | 0.0366 | ||||
| 15-Year Avg 10/30 UST | 0.0383 | ||||
| 30-Year UST | 0.0399 | ||||